Helping to enhance your retirement savings

Individual Pension Plan (IPP) can enhance the retirement savings of an Incorporated physician. It also saves taxes at the corporate level by enabling the corporation to deduct the contributions made to an IPP.

The allowable contributions to an IPP depends on the annual salaries and are normally higher than the RRSP limits for physicians over the age of 45. We ensure that you will be able to maximize your IPP at the right time by effectively planning the optimum salary & dividend mix over the years.

We work with the best actuarial consulting firm to administer the IPP as per the governing rule.